Fulfilling the Covenant

Fulfil Your Religious Dues with

Confidence

Khums. Zakat. Fitra. Fidya. Kaffara. Each is a distinct obligation with its own rules and purpose. NRF ensures every payment is separated, tracked, and distributed correctly.

124k+

Families Supported Annually

Sacred Amana

Your Obligations.

Our Responsibility.

These are not ordinary donations. They are acts of worship, each with specific rules about who must pay, how much, when, and to whom the funds must go.

When you entrust us with your religious dues, we do not pool them together or treat them as general charity. Each type of payment is received separately, tracked independently, and distributed exclusively to the recipients prescribed by Islamic law.

 

Our distribution is guided by qualified religious authority. Our field teams across Iraq, Pakistan, Yemen, and East Africa identify and verify eligible recipients on the ground. We report back to you, because transparency is your right as a donor.

Sacred Amana

The Five Streams of Giving

Precision handling for every form of religious obligation, ensuring your worship is fulfilled with exactness.

The One-Fifth

Khums

20% of your annual surplus income, divided equally between Sahm al-Imam and Sahm al-Sada. Obligatory for those with surplus wealth on their annual Khums date.
Purification

Zakat al-Mal

2.5% of qualifying wealth held for one lunar year above the Nisab threshold. We ensure distribution to the eight Qur'anic categories specified in sacred texts.
Compliance & Comparison

Financial Stewardship Matrix

A detailed comparison of religious obligations, rates, and intended recipients.

Category Obligation Type Who Must Pay Rate / Amount Recipients Tradition
Khums
Annual Adults (Shia) with surplus income 20% of surplus Sahm al-Imam + Sahm al-Sada Primarily Shia
Zakat
Annual Wealth above Nisab for one lunar year 2.5% of qualifying wealth Eight Qur'anic categories All Schools
Fitra
Seasonal (End of Ramadan) Every Muslim with sufficient means £[X] per person The poor and needy All Schools
Fidya
Situational Those permanently unable to fast £[X] per missed fast The poor and needy All Schools
Kaffara
Situational Those who deliberately broke a fast £[X] (60 meals) The poor and needy All Schools
The Stewardship Protocol

Dignified Distribution

01

Separated Funds

Every type of due is received and tracked independently. Khums is not mixed with Zakat; Fitra is not mixed with Fidya. Each fund is ring-fenced for its prescribed purpose.

01

Scholarly Oversight

Our distribution, particularly Khums (Sahm al-Imam), is guided by qualified religious authority to ensure strict compliance with sacred jurisprudence.

03

Verified Recipients

Field teams in Iraq, Pakistan, Yemen, and East Africa identify and verify eligible recipients on the ground, bypassing bureaucratic delays to deliver help where it's needed most.

01

Transparent Reporting

NRF publishes distribution reports and provides clear information on allocation. Donors can request further details, as transparency is your right as a steward.
Methods of Stewardship

Seamless Ways to Give

All five religious dues can be paid through any of the following methods. Please clearly state which due your payment is for.

Reference Format

Reference: [DUE TYPE] + your name
Example: "ZAKAT Ahmed Khan"
Guidance & Support

Frequently Asked Questions

Can I pay more than one type of due at the same time?
How does NRF keep the funds separate?
Does NRF take a portion for administration?
I follow a specific Marja' or school of thought. Can NRF accommodate my requirements?
Are my religious dues eligible for Gift Aid?
Can I pay religious dues on behalf of a deceased relative?
I am not sure which payment I need.
When should I pay?
Does NRF provide receipts and reports?
Can I request a distribution report?
Accountability in Worship

Every Obligation Fulfilled.

Every Penny Tracked.

Your religious dues are sacred. They deserve to be handled with the seriousness, care, and transparency that their nature demands. Every recipient is verified on the ground to ensure your duty is truly fulfilled.

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