We Believe You
Deserve to Know
How your donation is used. What it costs to deliver it. And why honest charities do not pretend they have zero expenses.
"We will never hide how we spend your money."
We will never pretend running a charity costs nothing. And we will never apologise for investing in the systems, people, and processes that allow your donation to reach the families and children who need it.
For Every £1 You Give
89p
/ £1
Charitable Programmes
Orphan care, clean water, food aid, education, housing, medical aid, emergency relief, and religious dues distribution. This is the money that builds wells, feeds families, sponsors children, and constructs homes.
11p
/ £1
Operational Investment
Fundraising, marketing, research, staff costs (UK and abroad), administration, compliance, financial management, and generating further income to sustain and grow NRF's impact.
This is not an estimate. It is how NRF operates, and we publish it openly because we believe you should know.
Why No Honest Charity Has Zero Costs
A charity needs reasonable operational costs to ensure aid reaches the right people, manage complex programmes, meet legal and compliance requirements, and raise the funds needed to grow its impact.
The question is not whether a charity has operational costs, but whether those costs are reasonable, effective and transparently reported. NRF chooses honesty. We openly explain our costs because transparency builds more trust than claims that sound too good to be true.
Leading sector voices have also challenged the focus on zero overheads, highlighting that underfunding essential operations can ultimately reduce a charity’s effectiveness and impact.
What Your 11p Makes Possible?
The 11p reinvested from every £1 is not wasted. It is the engine that powers everything else. Here is what it covers:
What the 89p Delivers
89p
/ £1
Charitable Programmes
Orphan Care · Water Relief · Food Aid · Education · Housing · Medical Aid · Winter Appeal · Emergency Relief · Religious Dues Distribution
Every programmer exists because donors chose to give, and because the operational investment made it possible to deliver the 80p effectively.
Some charities claim 100% goes to the cause.
This usually means one of three things:
01
A separate donor group covers all operating costs (legitimate but the total ratio across all donors is similar to other charities).
02
Operating costs are embedded in programme budgets (costs exist, they are just categorised differently).
03
The charity is genuinely underfunded (resulting in poor programmes, high turnover, weak compliance, and harm to communities).
NRF does not play accounting games. We tell you 20p goes to operations because it does. We do not hide costs inside programme budgets. We simply tell you the truth.
NRF
Noor Relief Fund
How We Keep the 11p as Low as Possible
Who Holds Us Accountable?
We Mean It.
If you have a question about how NRF spends money, how we allocate funds, or anything related to our finances, ask us.
Contact Us Directly
FAQ
Now You Know. And
That Is the Point.
89p to the programmes that change lives. 11p to the operations that make it all possible. Together, they add up to a charity that works honestly, efficiently, and transparently.